60 • 20 • 20
Balanced Builder60% for essentials, 20% for wealth creation, and 20% for guilt-free lifestyle or buffers.
Great for dual-income families & NRIs who want to invest aggressively without lifestyle shock.
- 60%
Essentials
Housing, EMI, groceries, tuition, insurance premiums.
- 20%
Investing
SIPs, goal-based funds, long-term equity, debt rebalancing.
- 20%
Experiments & buffers
Travel, hobbies, upskilling, emergency fund top-ups.
